Unfortunately, Credit Saint does not have a robust blog on its website; however, that is changing according to our research. This plan costs customers $139.95/month. This happens through negotiations with creditors, removing negative information reported to credit bureaus, and other strategies. However, with so many companies on the market, it can be hard to decide which direction to take. Stay up to date with the latest reviews. Credit Weld is committed to providing you with the most up-to date, accurate and detailed information possible. All of us feel a little overwhelmed sometimes, and it's nice to have support when times are rough. On the same note, trying to repair bad credit can also be one of the most challenging things an individual can face. There is a one-time $99 sign-up fee, and then you pay $99.99 each month youre enrolled in the service. Credit Saint complaints and positive reviews. Finally, Lexington Laws active pending lawsuit has slightly damaged its reputation among credit repair companies. The company utilizes a mail-based disputing system and provides an intuitive user portal for progress verification and corresponding with the team. The companys LinkedIn profile shows that they have about 43 employees. He has helped people repair their credit by giving them easy to follow steps, advice and tips on how to improve their financial situation. We break down the benefits and possible drawbacks of both services, so you can choose which credit repair service is right for you. Additionally, Lexington Law's most advanced service level is more than Credit Saint's most advanced package option. If youre undecided about credit repair,Credit Saintoffers a complimentary consultation, so you can ask questions and get more information about their services. Furthermore, repairing your credit is not an overnight fix. Credit Saintgets to work right away on your account, so its possible to see positive results within a month or so depending on your situation and the number of negative items on your credit report. Moreover, this firm is applauded by previous customers who highlight Credit Saints transparent operation and commitment to results. Lexington Law begins the process as soon as 48 hours. All Rights Reserved. A careful review of hundreds of past user reviews reveals the dedication and selfless services offered by Credit Saints representatives. Lets review the details of each package. Credit Saint began operating in 2007 and has amassed significant market share for offering reliable and guaranteed services. Now, lets compare some key features of the best credit repair services: From this overview, you may have gathered that both services offer similar pricing plans. Additionally, Lexington Law claims they remove 10.2 derogatory items every 4-months. However, the biggest takeaway with this package is unlimited disputes. However, their number of years in business, excellent BBB rating, and good customer reviews suggest that they are effective in credit repair and one of the best companies in the business. Lexington Law currently has a pending federal lawsuit that alleges deceptive and unlawful marketing and billing practices (the company is currently disputing the suit and has filed a motion to dismiss it). Which foreclosure listing website is the best? Stay clear of any firms that may be making wild claims, such as the ability to boost your scores by 100 points in two weeks. The site is designed to help consumers repair credit reports and improve their financial standing. When comparing Credit Saint and Lexington Law, consumers should take note of what educational resources both credit repair companies provide their customers. Other providers actually specify a minimum credit score improvement. Learn more about how we make money. When choosing a credit repair company to work with, there are a few things you need to consider. Both Credit Saint and Lexington Law will require your full commitment. Both services also go out of their way to help customers recover from bad credit by offering additional advice. 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How Rapid Rescoring Can Quickly Raise Your Credit Score, Credit Remodel At $99.99 per month, the Credit Remodel package isCredit Saints mid-tier service level. Protection against identity theft services. (2023), Lexington Law vs. Credit Saint: Credit Repair Packages and Price, Credit Saint vs. Lexington Law: Educational Resources. The company charges a high initial work fee up to 195 cases based on the plan you have selected. The step below PremierPlus is Concord Premier. Unfortunately, both Credit Saint and Lexington Law have strong reputations within the credit repair industry, which is why this decision is hard to make. This is Lexington Laws most basic offering. After examining the pricing packages of both providers, you will not necessarily save a lot of money by choosing between the top packages offered by the two services. Fast Facts Fees: $79 per month, plus a one-time fee of $99 Highlight: 90-day money-back guarantee Top Consumer Reviews. His credit advice has been featured in Investopedia, CreditCards.com, Bankrate, Huffpost, The Simple Dollar, Reader's Digest, LendingTree, and Quickbooks. How Long Does It Take to Repair Your Credit? Here are a few things to keep in mind as you decide: To help you get your finances back on track, TopConsumerReviews.com has evaluated and ranked the most popular credit repair services available today. It also enjoys anA ratingfrom the Better Business Bureau (BBB) and its one of a handful of credit repair companies accredited by the BBB. Lexington Law takes a personalized approach to credit repair. A foreclosure is a process that starts when a borrower fails to pay their mortgage. Lexington Law has over 18 years of experience and has helped remove millions of errors from credit reports. Lexington Law provides better tools, and we particularly like their focus tracks. Just to reiterate, Credit Saint holds an A+ rating with the Better Business Bureau. There are no incurring fees, which means you will not have to worry about signing up for a long period of time. Credit Saint is a credit repair company that helps consumers repair their credit. The Consumer Financial Protection Bureau (CFPB), which is the federal agency that handles oversight of the credit repair industry, filed alawsuitagainst Lexington Law in 2019, in which the CFPB alleges the company engaged in deceptive business practices by participating in an affiliate network that directed potential customers to Lexington Law. Are you typically available to make calls during business hours? It costs $89.85 per month, a bit on the higher side than the Credit Polish package. Couples discounts & regular work-free promotions. Small is leading an important community effort and will partner with an area not for profit organization, O.C.E.A.N. The most probable reason is a bad credit score it makes borrowing and refinancing impossible or difficult. Lexington Law is also not accredited by the Better Business Bureau, which could be concerning for some potential customers. There are so many different ways to go. Still, they miss out on a money-back guarantee, which is a major source of dissatisfaction for customers who dont have successful deletions. Lexington Law may be able to help you repair your credit, but keep in mind that federal law prohibits any credit repair company from guaranteeing specific results. While Credit Saint's most basic package option starts at $79.99 per month, Lexington Law's lowest service level starts at $89.85 per month. Thats when the paralegal will reach out after you purchase a package. You will find excellent online resources on the platform to help you know more about how credit scores work and what you can do to have an impressive score. But there are two questions you need to ask yourself. Where can you find the best online couples therapy? How Long Does It Take to Repair Your Credit? They can be used for a variety of purposes, such as consolidating debt, covering unexpected expenses, or financin Credit Card Purchase Protection Explained. This means there are more than 40 million reports to take care of. On the other hand, the company appears to address each negative review, which is a positive sign. Some people get lured in by the promises of low monthly payments or 0% APR credit cards, only to find themselves drowning in debt. Lexington law comes off as the better service when it comes to free credit guides. Customers also lose access to Experian monitoring features. Its currently under the helm of the original founder, Ross LaPietra. Now, its time for us to render our verdict, and surprisingly, its a tie. includes everything in the Credit Polish plan but adds the additional value of inquiry targeting and up to 10 challenges to the three credit bureaus every dispute cycle. However, Lexington Law appears to respond to each poor review and customer complaint on the BBB site, so this shows the company is aware of complaints and takes them seriously. They will pay an initial setup fee of $99 and only part with $99 for the monthly membership. No clear statistics about how many challenges and deletions theyve successfully entered through the years to improve or repair peoples credit. The establishment is transparent about the lawyers it has on its team. The company is unique because it compromises solicitors with experience in the niche. As with any credit repair service, the length of time required to see movement in your score depends on your unique situation. This is not found in the other two packages, and depending on the severity of your situation, you may need more than 5 10 disputes to truly move the needle. If you search the web for tips on how to repair your credit, you will come across Creditrepair.com reviews. Lets get started: Lexington Law traces its origin to 1991 and initially dealt with consumer advocacy issues. Both companies have been in business for several years and offer quite a bit in terms of credit repair services and additional services. They state that their online challenges are much faster as they will receive your request sooner than if you send a physical letter. In this second featured feedback, the client said that she received help from a phenomenal agent who was kind, patient, and understanding. She said she was planning to choose another provider but selected Credit Saint credit restoration services because of how the agent handled her questions and concerns. (Ad) If youre thinking about signing up with Lexington Law to help repair your credit, youve come to the right place. We break down the benefits and possible drawbacks of both services, so you can choose whichcredit repairservice is right for you. You can also have a better feel of their customer service quality by obtaining their free consultation. Credit Saint vs. Lexington Law. Who can you trust when looking for the best payday loans? If youre considering a credit repair service, its important to take positive and negative reviews as a whole before you make a decision. Lets take a closer look at their pricing packages and provided features: Creditsaint allows customers to choose from three pricing packages: Its their most advanced package, and customers will pay an initial work fee of $195. A 550 credit score is, Building or improving credit can be overwhelming. Credit Saint also begins its repair process within 48 hours. Both Credit Saint and Lexington Law have ways for customers to reach them by phone or email and actively respond to their customers to provide service. They have two affordable packages, going for $79 and $109 per month. Credit Saint has an A+ rating, which is an amazing sign of a good, trustworthy company. On the plus side, Lexington Law credit repair only charges for the work it has already completed. They do this by taking the fight to the individual creditors. Top Rated Services. Over 13 years of experience in credit repair companies and finance. Better Business Bureau accredited businesses, like Credit Saint, must adhere to high standards for ethical business practices. Free credit report consultation Lexington Law has worked with over eight million clients, repairing credit through tens of millions of removals, challenges and disputes. Credit Saintalso offers a no-strings 90-day money-back guarantee. Some customers might like the benefit of having these types of legal experts on their side. Customers can choose unique focus tracks, for instance, if their negative items resulted from student loans or divorce. Another point to note is that most credit repair companies have a holding time until they prepare the first batch of challenges. Keep reading our Credit Saint vs. Lexington Law smackdown to find out which company is better and how they differentiate. Credit Saint vs. Lexington Law: Whos Better? One of the key benefits of bad credit loans is their flexibility. Lexington Law is the biggest advertiser thus they have the biggest problem now. Credit Saintis more transparent about its enrollment fees, whereas Lexington Law makes it difficult to know exactly how much youll pay for a first work fee when you sign up for services. Americans have finally started to understand the importance of a good credit score: from 2011 to 2021, the nationwide average increased from 689 to 714! And in 2019, the Consumer Financial Protection Bureau (CFPB) filed a class-action lawsuitagainst the firm for abusive and deceptive marketing tactics. Monthly pricing is higher than average here, and not all customers feel like the services are worth the investment. Still, you may save a meager sum if you choose the cheaper packages offered by Credit Saint. Get started today with a FREE credit consultation. It allows for unlimited disputes during each billing cycle. They claim that this helps them fastrack the preparation of the initial first round of disputes. Regardless if a company is compensating us or not, we only accept these opportunities when the post, will be helpful or valuable to our readers and is something that fits within the context of this blog. We're confident that this information will give you everything you need to choose the right partner in your journey towards a fantastic credit report! Seeing tangible results can motivate you to stay on track with maintaining good credit. Credit Saint is the oldest credit repair company in the industry. Be sure to check out the reputation of any credit repair service you're considering: customer feedback, number of years in business, and the service's BBB rating are all helpful indicators of a provider's trustworthiness. You can get in touch with a credit repair company like Credit Saint and have them do the job for you. In order for us to offer this information for free, sometimes we are compensated by various companies that we feature. They bring years of experience to the table and a team of credit repair analysts who are industry veterans. In business since 2004,Credit Sainthas been helping people repair their credit for nearly two decades, making it one of the oldest credit repair companies in the industry. They also offer a 90-day money-back guarantee if you do not see any questionable items removed from your credit report during that time. Private Dashboard Talk to us as much or as little as you like. Credit Saint is a solid choice for credit repair. Additionally, you will get a personalized dashboard to track progress, creditor interventions, score analysis, and score tracker. You know your budget. But large or small any company or person that charges anone upfront is breaking the law. However, The Credit Pros has a top plan that is more expensive than Credits Saints most aggressive package. Credit Saint also offers their customers a 90-day money-back guarantee, which indicates that they care about customer satisfaction, stand behind their product, and strive to obtain actual customer results. Because Credit Saint and Lexington Law offer similar and comparable services, both companies have an extensive history of helping customers repair their bad credit scores. Learn more >. It's a good idea to know exactly what you'll get from the service you select, before you sign up as a member. If youre looking for the cheapest plan, you are better off using Credit Polish offered by Credit Saint. Lexington Law boasts of its effectiveness on its website by providing data that backs up the fact that they receive real results for their customers. Credit Saint prices are a little on the higher side especially in comparison to alternatives. Credit Saint is a repair company that was established in 2004 with the sole purpose of 'helping Americans fix their shaky credit histories.' Headquartered in New Jersey, the company is considered reliable and enjoys a good standing. Fraudulent accounts opened under your credit by someone else. Lexington Law also maintains offices in Phoenix, Arizona, and West Valley City, Utah. The website is not very transparent about the number of challenges included in each plan, and customers need to dig or consult to receive that information. Pay For Delete Letter Template For Credit Repair, Sky Blue Credit vs Credit Saint: Best Credit Repair Companies. Go to the official site, sign up for an account, pay the fee, and the company will get to work right away. Credit Saint offers a 90-day money-back guarantee, while The Credit Pros doesnt make any refund promises. When you sign up for an account, youll work with credit repair specialists, paralegals, and lawyers. Now, this is not a high-stakes choice. A few credit repair services guarantee that you'll see those deletions within the first three months, and you'll get a refund of any fees paid if that doesn't happen. Again, these are things you need to consider. It covers the work performed in preparing the first round of disputes. If you choose this one, you will also have to pay the first-work fee of $195. And let me be crystal clear, this package is loaded with features not included in the other two offerings. Leveraging her personal experience, Kim is committed to helping people take charge of their personal finances and make simple financial decisions. Both Credit Saint and Lexington Law are two of the best credit repair companiesin the United States. Each plan varies in offerings and is priced differently. Other than that, you still get all the extra features available on the Clean Slate package. While both credit repair companies have good reputations and similar pricing,Credit Saintedges out Lexington Law in our review. Which tax relief service is right for you? Based on our analysis of both companies customer ratings, pricing, educational resources, and speed of service, we thinkCredit Saintcomes out on top. In a past comment, they mention that they go after half of the available items to dispute. As odd as it may sound, this is a pretty common problem yet very few people know what to do about it. They are not accredited and have a C rating. Their latest feedback as of July 8, 2021, is a 4-star rating. You can also cancel the service at any time without incurring any penalties or fees. For instance, TransUnion says that they conclude most disputes within two weeks. How To Remove a Repossession From Your Credit Report, 550 Credit Score: Understanding Your Score and How to Fix It. provides you will all of the features included in the standard plan and the addition of Credit Report Watch Alerts. In contrast, Lexington Law's BBB rating is only a C. Review winner: Credit Saint Credit Repair Results of LExington Law Vs. Credit Saint Overall, the process takes as long as needed to remove as many negative items from your report as possible. Furthermore, you get inquiry targeting, score analysis, creditor interventions, score tracker, and Experian Monitoring. Today, they continue offering technology-supported credit repair services thanks to their partnership with Progrexion Holding. The firm began focusing on credit repair in 2004, although the law firm was formed several years before that, making Lexington Law one of the oldest credit repair companies in the business. Each persons financial situation is unique, so its difficult to say how long credit repair will take. Both Lexington Law and Credit Saint offer robust credit repair packages. For instance, Lexington charges a basic set up fee of $100. In business since 2004; Over 70 million removals and 22.3 million challenges and disputes; Has represented over 8.7 million clients; 89% of clients with improvement see an average credit score increase of 40 points The company offers excellent customer support and the agents are very friendly. The monthly cost for this plan is $119.99 per month. It's no secret that businesses want to know what consumers think. It includes all of the services of the other plans but also adds the value of unlimited challenges to the three credit bureaus. It is quick and easy, but dont expect tailored insight or advanced credit repair options. Its important to note that Lexington Law disputes the CFPBs allegations and has filed a motion to dismiss the lawsuit. This process takes time, and you certainly do not want to take a shortcut. Credit Saints cost is justified by its amazing features, including the reliable money-back guarantee. Credit Saint does a simple job it reviews your credit report and addresses factors that can impact it. Monthly pricing is higher than average here, and not all customers feel like the services are worth the investment. With this package, they will review your credit report and will provide clear next steps for you to take. Which paid survey companies are the best? Lexington Law offers three different levels of credit repair services ranging from $89.95 per month to $129.95 per month. Full commitment $ 119.99 per month make calls during Business hours loaded with features not in... Company appears to address each negative credit saint vs lexington law, which is a process starts! Saints transparent operation and commitment to results find out which company is better and how differentiate! 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